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United Way of Northern New Jersey, LIVE UNITED

United Way Caregivers Coalition

Caregivers Toolbox

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Financial Assistance

A Caregiver's Field Guide to Financial Strategies for Those Living with Dementia
Written in collaboration with Massachusetts Institute of Technology (MIT) AgeLab to help caregivers be more confident when making decisions about a loved one's finances. The website also provides a handy checklist and of online resources which may assist caregivers in creating a financial strategy.
Click here

Consumer Financial Protection Bureau (CFPB):  Focus on People with Disabilities
The CFPB empowers consumers to take more control over their economic lives and as such they have developed a companion guide which contains tips, tools, and skill-building resources based in insights from individuals with disabilities and from various organizations that serve them.
Click here for the guide, Click here for their blog, or Click here to learn more about the CFPB

Consumer Reports: How to Get Compensation When Caring for Aging Parents
Consumer Reports (CR) outlines five ways to offset the cost and loss of income. These five routes for getting paid as a caregiver to a family member are through Medicaid, Veterans Services, Long-term Insurance, Paid Caregiver Leave and Family Contracts.
Click here

Financial & Tax Assistance, Prescription Savings, Utilities, Long-Term Care Insurance, and more
Information can be found in Chapter 5 of Section D in United Way’s “Pathways for Caregivers” guide.
Click here

Helping Hand: Financial Aid for Autism Families
Grant funding for medical treatment, lab testing, medications and supplements not covered by insurance. Limited to families in dire need of financial assistance.  
Click here

NJ Utility Energy Outreach Group: Programs to help you pay your electric/gas utilities
The NJ Utility Energy Outreach Group offers low and moderate-income programs as well as assistance for seniors and/or individuals with disabilities with paying their electric and gas utility bill. To see if you qualify, visit the link below for more information.  
Click here

Statewide Respite Grant Program
The New Jersey Statewide Respite Care Program provides respite care services for elderly and functionally impaired persons age 18 and older to relieve their unpaid caregivers of stress from providing daily care. Services include: companions; homemaker/home health aides; medical or social adult day care; camperships; private duty nursing service, and more. Also provides support to help families avoid nursing home placement of their relatives.  
Information: ADRC toll-free 877.222.3737 or click here

Sandy Relief Modular Ramp Program/NJ Department of Human Services Division of Disability Services
Funding to replace, repair or build modular ramps for individuals who require one at their Sandy-impacted primary residences. 
Information: Toll-free 888.285.3036 or 609.631.2450, or click here and search on “modular ramp program”  

Social Security Disability or Supplemental Security Income (SSI) Appeals Process
Social Security recently launched “iAppeals,” an improved online appeals process that makes filing an appeal of your Social Security disability or Supplemental Security Income (SSI) decision easier and faster. You can now upload documents online to support your appeal. This will help speed up the time it takes to receive a decision from Social Security.
Information: Click here

Consumer Finance Guild - Managing Some Else’s Money - The Consumer Financial Protections Bureau office for Older Americans released four easy to understand booklets to help finical caregivers. The guides are available to download on the CFPB website at Click here

Consumer Finance Guild - Reverse Mortgage - Learn more about reverse mortgages and get your questions answered at: Click here

New Jersey Housing and Mortgage Finance Agency (HMFA) and the New Jersey Department of Human Services (DHS) - HMFA AND DHS is coordinating available rental subsidy resources to meet the permanent supportive housing needs of residents with developmental disabilities and/or mental health issues. Division-funded housing subsidies are expected to be available, dependent upon resources, to individuals accessing services through both the Community Care Waiver (CCW) and the new Supports Program. Learn more at Click here



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